PAYE - Crystal Payroll

How PAYE Intermediaries Make Payroll Better

Crystal Payroll — Sun, 03 Dec 2023 22:40:28 +0000

Introduction

What is a PAYE Intermediary?

With and Without a PAYE Intermediary

- - Scenario 1: Business Without a PAYE Intermediary
- - Scenario 2: Business Using a PAYE Intermediary

Who Should Consider Using a PAYE Intermediary?

Effortless Payday Filing with a PAYE Intermediary

Your Crystal Clear PAYE Intermediary

Table of Contents

Introduction

What is a PAYE Intermediary?

With and Without a PAYE Intermediary

- - Scenario 1: Business Without a PAYE Intermediary
- - Scenario 2: Business Using a PAYE Intermediary

Who Should Consider Using a PAYE Intermediary?

Effortless Payday Filing with a PAYE Intermediary

Your Crystal Clear PAYE Intermediary

Better Payroll with a PAYE Intermediary

In today’s market, there’s no shortage of ways to manage your payroll – be it through your accountant, handling it yourself with software, or fully outsourcing the task. But there’s one choice that stands out from the rest for its distinct advantages: PAYE intermediaries. These specialists not only possess deep expertise in tax matters but also ensure that your payroll information is relayed accurately and reliably to the Inland Revenue Department (IRD). Read on as we explore the unique benefits of using a PAYE intermediary and why it could be the ideal payroll solution for your business.

What is a PAYE Intermediary?

In New Zealand, a PAYE (Pay As You Earn) Intermediary is a specialized service that simplifies payroll tax management for employers. Their role includes accurately calculating and deducting taxes from employees’ wages and handling payments and reporting to Inland Revenue.

What They Do: They calculate how much tax to take out of your employees’ pay and send this information to the New Zealand tax office (IRD). They make sure all the tax details are correct and submitted on time.
Who They Can Be: A PAYE intermediary can be a specialized payroll company, an accounting firm, or even a software service that’s set up to handle payroll taxes.
Why Use One: They take the hassle of tax calculations and paperwork off your plate. This is especially helpful if you’re not an expert in tax laws or if you’d rather focus on other parts of your business.

With New Zealand having one of the most complex tax and payroll legislation globally, a PAYE Intermediary brings you that much needed clarity and precision. They are experts at understanding the complexities of the legislation, ensuring compliance with regulations including minimum wage, sick leave, holiday pay, KiwiSaver, and ESCT (Employer Superannuation Contribution Tax).

With and Without a PAYE Intermediary

Managing payroll is a critical aspect of running a business, yet it can be complex and time-consuming, especially in terms of tax compliance. A PAYE (Pay As You Earn) intermediary can significantly streamline this process, but what difference does it really make? To illustrate the impact of using a PAYE intermediary versus handling payroll independently, let’s explore two contrasting scenarios involving New Zealand businesses – one that manages payroll without an intermediary and another that benefits from the services of a PAYE intermediary.

Scenario 1: Business Without a PAYE Intermediary ❌

Business A is a small cafe in New Zealand. The owner, Sarah, handles the payroll herself.

Here’s what she needs to do:

Calculating Payroll: Every fortnight, Sarah spends hours calculating wages for her 10 employees. She manually figures out each employee’s income tax, KiwiSaver contributions, student loan deductions, and other statutory deductions.

Staying Updated with Tax Laws: Sarah tries to keep up with the latest tax regulations, but it’s challenging and time-consuming. She’s always worried about missing a new update or rule.

Submitting Reports: She manually enters payroll details into the IRD’s online system for payday filing. This is done every fortnight and often feels repetitive and burdensome.

Handling Errors and Queries: Occasionally, Sarah makes mistakes in calculations or reporting. Correcting these with the IRD takes up more of her time and causes stress.

Time and Effort: Overall, Sarah spends a significant portion of her time on payroll tasks, which distracts her from focusing on her cafe and growing her business.

Scenario 2: Business Using a PAYE Intermediary ✅

Business B is a boutique shop owned by Jack. He uses a PAYE intermediary in the form of a payroll software for his payroll.

Here’s how Jack’s payroll is handled:

Automated Payroll Calculations: The PAYE intermediary payroll software automatically calculates wages, taxes, and deductions for his 8 employees. Jack just inputs the hours worked, and the rest is taken care of.

Expert Knowledge of Tax Laws: The intermediary stays current with all tax laws and ensures Jack’s payroll is compliant, relieving Jack of the need to track these changes himself.

Seamless Payday Filing: The intermediary electronically submits all necessary payroll information directly to the IRD after each payroll run. Jack doesn’t need to manually enter any data for payday filing.

Handling of Errors and IRD Communications: If there are any issues or discrepancies, the PAYE intermediary deals with the IRD directly to resolve them, often without needing Jack’s involvement.

Focused on His Business: With the payroll in expert hands, Jack spends his time managing his boutique, serving customers, and planning business growth strategies.

So why should you use a PAYE intermediary? Sarah operates Business A without a PAYE intermediary and faces time-consuming payroll tasks, the stress of staying compliant with tax laws, and the potential for errors. On the other hand, Jack gets a lot of help with Business B from his PAYE intermediary and enjoys efficient, accurate payroll processing, compliance assurance, and more time to focus on his core business activities.

Who Should Consider Using a PAYE Intermediary?

Small to medium-sized enterprises (SMEs) often find the most value in using a PAYE Intermediary, especially those without a dedicated payroll department. However, larger organizations can also benefit from the specialized expertise and efficiency gains.

A PAYE Intermediary can be a valuable asset for New Zealand businesses of all sizes looking to simplify their payroll processes and ensure compliance with tax laws. It’s a bit like having a specialised co-pilot for your payroll journey, making sure everything runs smoothly while you focus on steering your business to success.

Effortless Payday Filing with a PAYE Intermediary

Payday filing is a way businesses in New Zealand report their employees’ pay details to the tax office (Inland Revenue). You do it every time you pay your employees – whether that’s weekly, fortnightly, or monthly.

Why Do I Need to Do It?

It’s required by law in New Zealand. Payday filing helps keep tax records up-to-date and accurate. This way, the tax office always has the latest information about what your employees are earning and the taxes being deducted.

What Happens If I Don’t Do It?

If you don’t do payday filing or you do it late, the Inland Revenue might penalize you. This could mean fines for your business. Also, not keeping up with payday filing can lead to errors in tax records, which can create more headaches and extra work later to fix things.

A PAYE intermediary can help simplify the payday filing process for businesses. As payday filing requires employers to report employee earnings and tax details to the Inland Revenue every time they run payroll, it can quickly become a tedious task. A PAYE intermediary, with their expertise in payroll and tax regulations, can take on this responsibility, ensuring accuracy and compliance with legal requirements. Payroll software can be used to automate and streamline these submissions, significantly reducing the administrative burden. This not only helps in avoiding potential penalties for non-compliance or errors but also gives business owners peace of mind, knowing their payroll obligations are managed efficiently and accurately.

Your Crystal Clear PAYE Intermediary

Did you know that Crystal Payroll is one of fifteen official PAYE Intermediaries in New Zealand? Crystal Payroll, as a PAYE Intermediary, offers a range of service levels tailored to your payroll needs and payday filing processes, ensuring accuracy, compliance, and peace of mind. By choosing Crystal Payroll, you can say goodbye to the worries of late fees and the complexities of tax calculations. Here’s a brief overview of our service options available:

Self Service: This option provides automated calculations for payroll components like taxes, net pay, and KiwiSaver contributions. However, the responsibility of paying both staff and the IRD rests with the client.

PAYE Service: Similar to Self Service in offering automated payroll calculations, but with the added convenience of Crystal Payroll handling the IRD payments on the client’s behalf.

Basic Bureau Service: This level includes automated payroll calculations, and goes a step further by managing the payments to both staff and the IRD for the client.

Full Bureau Service: The most comprehensive package, where Crystal Payroll fully manages the payroll process. This includes entering timesheets, processing allowances and deductions, and handling all payments to staff and the IRD.

If you want to be free from worrying about late penalties from the IRD, the automatic payday filing feature is for you. Let us ensure that your business remains compliant with IRD regulations. With Crystal Payroll, you also can be guaranteed that your payroll data is in safe hands for the future of your business.

Additionally, we expertly handle PAYE payments, ensuring precise tax calculations and punctual payments. This not only reduces the risk of penalties and errors but also eases the administrative load on your business.

If the complexities of IRD requirements and payroll regulations feel overwhelming, Crystal Payroll is here to help. As a PAYE intermediary, we ensure your payroll is always compliant and up-to-date. Don’t wait until payroll becomes a challenge; explore the advantages of our IRD approved cloud payroll software today.

Disclaimer: This blog post is intended for informational purposes and should not be considered as financial or legal advice. Always consult with professionals for tailored guidance.

Try Crystal Payroll Now

Online Payroll that’s so clear, so simple, so complete, you’ll wonder why you didn’t try Crystal Payroll earlier.

Try Crystal Payroll for Free

Experience the ease of Crystal Payroll and turn complexity into compliance with confidence.

Cloud based

IRD compliant

Great value

The post How PAYE Intermediaries Make Payroll Better appeared first on Crystal Payroll.

Decoding Tax Codes: A Payroll Guide for Employers and Employees

Crystal Payroll — Wed, 18 Oct 2023 01:59:07 +0000

Introduction

What Are Tax Codes and Why Are They Important?

Different Tax Codes in New Zealand and Who They Apply To

- Main Tax Codes
- Secondary Tax Codes
- Other Tax Code
- Student Loan Code
- Tailored Tax Code

How to Determine the Correct Tax Code for Employees

Common Tax Code Mistakes

FAQs on Tax Codes in New Zealand

Simple Tax Code Management with Payroll Software

Table of Contents

Introduction

What Are Tax Codes and Why Are They Important?

Different Tax Codes in New Zealand and Who They Apply To

- Main Tax Codes
- Secondary Tax Codes
- Other Tax Code
- Student Loan Code
- Tailored Tax Code

How to Determine the Correct Tax Code for Employees

Common Tax Code Mistakes

FAQs on Tax Codes in New Zealand

Simple Tax Code Management with Payroll Software

Tax codes are more than just a random assortment of letters. They’re important so that employees are taxed correctly, which keeps everyone compliant with New Zealand’s tax regulations. In this blog post, we’ll explore the intricacies of tax codes in New Zealand, breaking down what they are, who they apply to, and how to avoid common mistakes.

What Are Tax Codes and Why Are They Important?

Tax codes are essentially a set of instructions from the Inland Revenue Department (IRD) that instruct the employer, or in most cases, a payroll system, how much tax to deduct from an individual’s income, with relation to their earnings.

You want to make sure to get the tax code right for a few reasons:

Legal Compliance: Incorrect tax codes can lead to underpayment or overpayment of tax, which will result in a tax bill for the employee at the end of the tax year (31st March) from the IRD.

Employee Satisfaction: No one likes unexpected tax bills or feeling like they’ve overpaid. Accurate tax codes help maintain a positive work environment.

Streamlined Payroll: The right tax code simplifies the payroll process, making it easier to manage and less prone to errors.

High Non-declaration Rate: Failing to choose an appropriate tax code can result in being placed on a non-declaration rate, which has a high withholding rate of 45%.

It is important to note, though, that choosing the correct tax code is not the employer’s responsibility to bear. It is up to the employee to notify the employer of their correct tax code. Employers may get in trouble if they try to assume the employee’s tax code. So it’s completely in the employee’s hand to provide the employer with the correct tax code if they want to avoid the non-declaration rate.

Different Tax Codes in New Zealand and Who They Apply To

New Zealand has a variety of tax codes, each designed for specific circumstances. These codes vary based on an individual’s earnings and the nature of their income—main or secondary.

Main Tax Codes

You’ll likely encounter the “M” and “ME” codes most often. These codes are designed for those whose earnings come primarily from one job.

M: This means this occupation is the employee’s main source of income. Therefore their PAYE for their earnings should be calculated according to each relevant tax bracket, and not a flat tax rate. This is the most common tax code that you’ll see.

ME: This also means this occupation is the employee’s main source of income, but they earn less than $48,000 per year. Therefore their PAYE for their earnings should be calculated according to each relevant tax bracket, and not at a flat tax rate. The special designation helps determine the employee’s eligibility for benefits such as the Independent Earner Tax Credit (IETC), which could allow them to receive up to a $10 tax credit per week.

Secondary Tax Codes:

Any code starting with an “S” indicates a secondary income. So, if an employee is on the M code for their main job and picks up a second source of income, that extra income will be taxed under a different code. The rate for this secondary tax code is determined based on their main income.

SB: This means this occupation is the employee’s secondary source of income, but they earn $14,000 or less across all sources of income, and therefore their PAYE should be taxed at a flat rate of 10.5% (excluding the ACC Earners’ Levy) for any payments.

S: This means this occupation is the employee’s secondary source of income, but they earn between $14,001 and $48,000 across all sources of income, and therefore their PAYE should be taxed at a flat rate of 17.5% (excluding the ACC Earners’ Levy) for any payments.

SH: This means this occupation is the employee’s secondary source of income, but they earn between $48,001 and $70,000 across all sources of income, and therefore their PAYE should be taxed at a flat rate of 30% (excluding the ACC Earners’ Levy) for any payments.

ST: This means this occupation is the employee’s secondary source of income, but they earn between $70,001 and $180,000 across all sources of income, and therefore their PAYE should be taxed at a flat rate of 33% (excluding the ACC Earners’ Levy if relevant) for any payments.

SA: This means this occupation is the employee’s secondary source of income, but they earn over $180,000 across all sources of income, and therefore their PAYE should be taxed at a flat rate of 39% for any payments.

Here is a table of what secondary income will be taxed based on their annual main income.

Other Tax Codes

Not all jobs fit neatly into the categories of “main” or “secondary” income. These special tax codes ensure that your unique employment circumstances are accurately reflected in your tax withholdings.

CAE: This relates to Casual Agricultural Employment, however, do not get this confused with the NSW tax code. If you employ an individual for agricultural work for a short fixed-term period, then their tax code should likely be CAE. This means their PAYE is taxed at a flat rate of 17.5% (excluding the ACC Earners’ Levy) for any payments, similar to the S tax code.

NSW: This relates to Non-resident Season Workers. This is primarily used for individuals under the Recognized Seasonal Workers (RSE) scheme, but it could also apply to other industries if the employee is employed fixed-term as a non-resident. This means their PAYE should be calculated at a flat rate of 10.5% (excluding the ACC Earners’ Levy) for any payments, similar to the SB tax code.

EDW: This relates to Election Day Workers. This would not relate to most forms of employment, however it means that their PAYE should be calculated at a flat rate of 17.5% (excluding the ACC Earners’ Levy) for any payments, similar to the S tax code.

Student Loan

SL: This is not a tax code in itself, but it simply means the employee has a student loan. The SL can be added on to any “M” or “S” tax codes, depending if the employee has a student loan or not.

Tailored Tax Code

It’s worth noting that even with the correct tax code, the exact tax amount is rarely deducted unless you’re receiving a fixed, consistent income. Tax codes are designed to estimate your annual earnings, and if your work schedule or income varies, this estimate can be off the mark. That’s why most people end up with either a tax bill or a refund at the end of the tax year.

If you find yourself consistently receiving a tax bill, you might consider applying for a tailored tax code through the IRD. This allows for a more accurate estimate of your annual income, reducing the likelihood of an end-of-year tax bill.

How to Determine the Correct Tax Code for Employees

Determining the correct tax code is primarily the employee’s responsibility. While employers can guide them on where to find the necessary forms, it’s really up to the employee to figure out their tax code and inform their employer.

If you’re an employee and need to know how to make sure your correct tax code is set up when you onboard, here’s how to go about it:

Start with the IRD: Your first stop should be the Inland Revenue Department (IRD). They offer a detailed guide and a tax code declaration form, known as the IR330. While it’s not the employer’s role to choose your tax code, they can point you to where you can find this form.
- Online Option: The IRD website has an online tool that asks a series of questions about your income and circumstances. At the end of the questionnaire, it suggests the most appropriate tax code for you.
Employee Declaration: Once you know your tax code, it’s your job to inform your employer or the appropriate HR department. This is often done as part of a new employee file. If you don’t need to fill out an employee file, make sure to communicate your tax code to your employer through other means, whether that’s through an email or even just a text if that’s how you communicate with your employer.
- Paper or Digital Forms: Whether your employer uses paper forms or digital platforms, you might need to submit the IR330 form to make it official.
Review and Update: Life changes, like getting a student loan or a second job, can affect your tax code. Make it a habit to review your tax code when significant changes happen.
IRD Notifications: If you end up using the wrong tax code, the IRD will first notify you. If no change is made, they’ll then notify your employer.

By following these steps, you can ensure that you’re on the most appropriate tax code, making tax time a breeze and keeping your payroll smooth.

Common Tax Code Mistakes

Using the Wrong Code: This is the most common mistake and can lead to the IRD notifying you to make a change. Always consult the IRD if you’re unsure. Note that in some cases, if you insist on using a different tax code because you believe the one assigned to you is not correct, the IRD may allow your employer to follow your instruction over the IRD’s.

Failure to provide Tax Code: If you fail to provide your tax code to your employer, then your employer can justifiably put you on the non-declaration rate.

Not Updating Codes: Life happens—marriage, new jobs, and other big changes can mean your tax code needs a tweak. Make sure to update as needed to avoid any end-of-year surprises. In most cases, tax codes will need to change when you start earning more.

Ignoring Student Loans: If you or an employee has a student loan, remember to add “SL” to the primary tax code. This ensures the right amount is being paid back.

While incorrect tax codes can create complications, it’s worth noting that the responsibility primarily lies with the employee to provide the correct tax code. The Inland Revenue Department (IRD) generally doesn’t hold the employer accountable for errors, especially since employees often end up with a tax bill or refund at the end of the tax year regardless of the code used.

FAQs on Tax Codes in New Zealand

Here’s some of the most frequently asked questions we get from our customers to our payroll experts. While we’ve touched on some of these topics earlier in the blog, a dedicated FAQ section can serve as a quick and handy reference to reinforce and clarify key points.

What Happens If I Use the Wrong Tax Code?

Using an incorrect tax code can lead to either a tax bill or tax refund at the end of the financial year:

Overpayment: If too little tax is withheld, you may receive a tax bill at the end of the financial year. In this case, the IRD will notify you about the amount owed and the due date for payment. You’ll need to pay this amount by the specified deadline to avoid any further complications. Failure to pay by the due date may result in penalties and interest charges.

Underpayment: On the other hand, if too much tax is taken out, you’ll end up with less take-home pay and may be eligible for a tax refund. The IRD will usually notify you, often through your online myIR account. Refunds are often automatically deposited into your bank account if the IRD has your details, but in some cases, you may need to manually claim your refund.

Who Is Responsible for Making Sure I Use the Right Tax Code?

Employer: The employer’s primary responsibility is to ensure that employees are taxed correctly based on the tax code provided. They collect the IR330 form if required from new hires and update the payroll system to reflect the correct tax code.

Employee: It’s up to the employee to provide the correct tax code. Employees should also notify their employer to update their tax code whenever their circumstances change, such as after getting a student loan or taking on a second job.

What If I Don’t Have My Tax Code?

If you fail to provide a tax code to your employer, they have the option to use what’s known as the “non-declaration rate” for your tax withholding. This rate is generally set at a higher percentage, currently at 45%. The idea behind this elevated rate is to protect both the employer and the government from potential underpayment of taxes. However, it usually results in significantly higher tax withholding from your pay, which is why it’s considered a harsh measure.

A more lenient and commonly used approach is for employers to default to the “M” tax code until you can provide the correct one. This ensures that you’re not overtaxed while you sort out your proper tax code. It’s in your best interest to resolve this as quickly as possible to ensure that you’re being taxed at the appropriate rate.

Simple Tax Code Management with Payroll Software: Why Choose Crystal Payroll

Tax Efficiency with Payroll Software

From easy employee onboarding to automated tax calculations, a good payroll system can be a game-changer when it comes to managing tax codes and ensuring accurate, timely filings.

Why Crystal Payroll is Your Best Choice

Crystal Payroll is designed to be feature-rich, aiming to provide you with the best payroll experience possible. That’s why we’ve focused on making tax code management simple, straightforward, and error-free. With our system, you can confidently say goodbye to tax code mistakes. Here’s what we offer:

Employee Onboarding and Offboarding

The tax code is one of the first things that should be sorted during the employee onboarding process. Establishing the correct tax code from the outset helps in accurate tax withholding, which in turn streamlines the payroll process and minimizes the risk of future tax-related issues. Similarly, during offboarding, the tax code helps in calculating final pays, including any holiday pay, bonuses, or other entitlements.

From the moment you set up a new employee in our system, you’ll find that handling tax codes is straightforward and efficient. During the initial employee setup, you won’t be overwhelmed with options. The system simply prompts you to select the appropriate tax code for the employee. With just one click, a series of calculations occur in the background, ensuring that the correct amount of PAYE is deducted from each paycheck.

Easy Tax Code Updating

Mistakes happen, and when they do, our user-friendly settings allow employers to easily update an employee’s tax code. These changes take effect from the next pay-run, keeping your payroll accurate and up-to-date. If you’ve already processed and filed a pay-run with an incorrect tax code, you have the option to amend and re approve those periods. However, in most cases, it’s advisable to let the IRD handle any adjustments, as they can determine whether the employee is due for a tax refund or owes additional taxes at the end of the year.

Payday Filing

With features like Payday Filing, Crystal Payroll can automatically send the required tax information to the IRD every payday. This real-time reporting not only simplifies the filing process but also ensures that the tax codes are applied correctly for each pay cycle.

Tailored Tax Calculations

For employees with unique tax situations, such as tailored tax codes or multiple income streams, our payroll software can handle these complexities with ease.

Record-Keeping and Auditing

Good payroll software like ours maintains a detailed record of all transactions, including tax withholdings based on each tax code. This is invaluable during an audit or when you need to backtrack and verify historical data.

Choose Crystal Payroll to ensure your pay-runs are not only taxed correctly but also filed in compliance with New Zealand’s tax regulations.

Disclaimer: This blog post is intended for informational purposes and should not be considered as financial or legal advice. Always consult with professionals for tailored guidance.

Try Crystal Payroll Now

Online Payroll that’s so clear, so simple, so complete, you’ll wonder why you didn’t try Crystal Payroll earlier.

Try Crystal Payroll for Free

Experience the ease of Crystal Payroll and turn complexity into compliance with confidence.

Cloud based

IRD compliant

Great value

The post Decoding Tax Codes: A Payroll Guide for Employers and Employees appeared first on Crystal Payroll.

PAYE Simplified: Understanding Your Payroll with Crystal Payroll’s Free Calculator

Crystal Payroll — Thu, 06 Jul 2023 05:45:27 +0000

Demystifying PAYE: What is it?

Why Use a PAYE Calculator?

Understanding and correctly calculating your tax obligations is crucial, whether you’re an employer making payments to the IRD, or an employee looking to gain a better understanding of your pay. Crystal Payroll’s user-friendly PAYE calculator provides a reliable, simple solution to help you work out your tax deductions accurately and swiftly.

Demystifying PAYE: What is it?

PAYE, or Pay-As-You-Earn, refers to the process where a specific percentage of wage or salary earnings are withheld and paid to the government as tax. Each payday, tax deductions are made from gross earnings and transferred to the IRD. Besides income tax, PAYE may also include other income-based deductions like KiwiSaver contributions, student loan repayments, and child support payments.

Why Use a PAYE Calculator?

A PAYE calculator like Crystal Payroll’s offers several advantages:

Budgeting: By calculating your net pay, you can get a clear picture of what’s left for your expenses. With our PAYE calculator, you simply enter your details to visualize your net income.

Evaluating job offers: If you’re considering a new job and want to understand your potential take-home pay, a PAYE calculator offers valuable insights into what you have been offered and the amount you’ll be taking home.

Verifying system calculations: While it’s rare for system calculations to go awry, if the figures seem off, you can cross-check your details with our PAYE calculator for verification.

Crystal Payroll’s PAYE calculator is known for its ease-of-use. With only essential inputs required—such as your tax code, pay frequency, and any income-based deductions—you’ll receive clear, understandable results quickly.

Navigating through PAYE calculations can feel daunting, but with Crystal Payroll’s intuitive tool and a team dedicated to staying up-to-date with legislation, we simplify the process. We’re here to help you make accurate tax payments with ease and confidence.

Compare our tool with the IRD’s PAYE calculator and see the difference for yourself. Our goal is to make payroll management as simple as possible for you.

Try Crystal Payroll’s PAYE Calculator Now

Ready to take the first step towards simplified payroll management? Experience the convenience of our PAYE calculator today.
Or get started with a free demo of Crystal Payroll.

Try Crystal Payroll’s PAYE Calculator Now

Try Crystal Payroll for Free

After using our calculator, if you have any queries or need further assistance, don’t hesitate to reach out to our dedicated customer support team. We’re always here to help you make sense of your payroll needs.

The post PAYE Simplified: Understanding Your Payroll with Crystal Payroll’s Free Calculator appeared first on Crystal Payroll.